Terms of Use

Last updated: September 3, 2026

These Terms of Use (“Terms”) govern your access to and use of newyorkpaycheckcalculator.org (the “Website”), operated as an independent informational and educational project. By using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

Table of contents

Acceptance of these Terms

By accessing or using the Website, including any calculator, guide, or page on newyorkpaycheckcalculator.org, you agree to be bound by these Terms and by our Privacy Policy and Disclaimer, which are incorporated here by reference. These Terms apply to all visitors, and there is no separate account or login required to use the Website.

Description of the service

New York Paycheck Calculator provides free calculators, tables and educational articles related to New York State, New York City and Yonkers payroll and income tax, including paycheck take-home estimates, withholding estimates, bonus tax estimates, and general tax-rate information. The Website does not process payments, does not require an account, and does not store the figures you type into a calculator on our servers unless a specific tool states otherwise.

Not tax, payroll, legal or financial advice

The Website is provided for general informational and educational purposes only. Nothing on the Website constitutes tax, payroll, accounting, legal, or financial advice, and no accountant-client, attorney-client, payroll-provider, or fiduciary relationship is created by your use of the Website. Calculator results are estimates based on the inputs you provide and the assumptions and rules described in our Methodology page; they may not match your actual paycheck, tax return, or payroll system. For decisions with meaningful financial, tax, or legal consequences, consult a qualified professional or the applicable official government source. See our full Disclaimer for more detail.

Accuracy of information

We make reasonable efforts to keep tax rates, tables and calculator logic current and accurate, and we document our sources and update process in the Editorial Policy. However, tax laws, agency guidance and benefit contribution rates change, and we do not warrant that the Website is complete, current, or error-free at all times. If you believe you have found an error, please report it through the Contact page.

Your responsibilities

When using the Website, you agree to:

  • use the calculators and content for lawful, personal or internal informational purposes;
  • independently verify any figure that will be used for an important tax, payroll, legal or financial decision;
  • avoid submitting Social Security numbers, bank details, passwords, or unredacted tax documents through the contact form or any other part of the Website; and
  • not misrepresent calculator output as an official government determination, a filed tax return, or professional advice.

Intellectual property

The Website’s text, design, calculators, graphics, logo and other original content are owned by or licensed to New York Paycheck Calculator and are protected by applicable copyright and other intellectual-property laws, except where otherwise noted (for example, publicly available government tax-rate figures, which are factual information and not owned by us). You may view, use and share links to the Website’s content for personal, non-commercial and educational purposes. You may not reproduce, republish, scrape, or redistribute substantial portions of the Website’s original text, design or calculator logic for commercial purposes without our prior written permission. Referencing or linking to a page on the Website, with attribution, is welcome.

The Website links to external resources, including official government agencies (such as the IRS and the New York State Department of Taxation and Finance) and other third-party sites. We do not control and are not responsible for the content, accuracy, availability, or privacy practices of any linked third-party site. Inclusion of a link does not imply endorsement. Once you leave the Website, that site’s own terms and policies apply.

Advertising and affiliate relationships

The Website does not currently display advertising, but may in the future display third-party advertising (for example, through a network such as Google AdSense) and may participate in select affiliate relationships. Commercial relationships, where present, do not influence the tax formulas or calculation logic used by our calculators. Any transaction or interaction you have with an advertiser or affiliate merchant is solely between you and that third party, under that third party’s own terms. See our Editorial Policy for our editorial-independence standard.

Prohibited uses

You agree not to: use the Website in any way that violates applicable law; attempt to gain unauthorized access to the Website’s systems or servers; interfere with or disrupt the Website’s functionality (for example, through excessive automated scraping, denial-of-service activity, or malicious code); misrepresent your identity or affiliation with New York Paycheck Calculator; or use the Website’s calculators as a component of a competing commercial product without our permission.

Disclaimer of warranties

To the fullest extent permitted by applicable law, the Website and all calculators, content and tools are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, or that results will be accurate, complete, current, or uninterrupted. Nothing in these Terms is intended to exclude a right, remedy, or liability that cannot lawfully be excluded.

Limitation of liability

To the fullest extent permitted by applicable law, New York Paycheck Calculator and its operator will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of income, tax penalty, payroll discrepancy, or financial loss, arising out of or related to your use of, or inability to use, the Website, its calculators, or any content on it — even if advised of the possibility of such damages. Your use of the Website and reliance on any content is at your own risk, consistent with the limitations described in our Disclaimer.

Indemnification

You agree to indemnify and hold harmless New York Paycheck Calculator and its operator from any claims, damages, losses, liabilities and expenses (including reasonable attorneys’ fees) arising out of your misuse of the Website or your violation of these Terms, to the extent permitted by applicable law.

Governing law

These Terms are governed by the laws of the State of New York, USA, without regard to its conflict-of-laws principles, except where superseded by applicable federal law. Any dispute arising from these Terms or your use of the Website will be subject to the exclusive jurisdiction of the state or federal courts located in the State of New York, unless otherwise required by applicable law.

Changes to these Terms

We may update these Terms from time to time to reflect changes to the Website, applicable law, or our business practices. We will update the “Last updated” date above when changes are made. Your continued use of the Website after an update constitutes acceptance of the revised Terms.

Termination of access

We reserve the right to restrict or terminate your access to the Website, without notice, if we believe you have violated these Terms or used the Website in a manner that could harm the Website, other users, or third parties.

Contact us

If you have questions about these Terms of Use, contact us at contact@newyorkpaycheckcalculator.org or through the Contact page.

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